Why's the crime debuff so harsh now?

Not being able to do anything for 48 hours is a bit harsh. I can understand having penalties for the crimes, but when you lock a new player out of their main character for 2 days before they can regen or do anything is a bit steep. Why don't they have any info in-game in the help tab explaining how crimes and their debuffs work? I personally just came into the game right before they changed it and I didn't even understand it the first time, let alone the way it is done now.