Settling skill was too hard to get because of Perennial Phil

Settling skill was too hard to get because of Perennial Phil
It was practically impossible to get this basic skill for me without having to spend silver ona pilgrims bible.
I think thats wrong because its a basic skill and the bonuses from captivating fire are too low. When learning settling you are getting severely punished the more you learn, so if you wait with perennial philosophy (as most people would because its at the bottom of the requirement list) then you will be ***** and not even 5 inspirational items will be enough to get the 150 pts u need. And 150 is nothing.. So either fix the proficiency bonus and make it higher or decrease the requirements for settling somehow. Or decrease decay when learning abilities. I dont know..But it felt bad.
It was practically impossible to get this basic skill for me without having to spend silver ona pilgrims bible.
I think thats wrong because its a basic skill and the bonuses from captivating fire are too low. When learning settling you are getting severely punished the more you learn, so if you wait with perennial philosophy (as most people would because its at the bottom of the requirement list) then you will be ***** and not even 5 inspirational items will be enough to get the 150 pts u need. And 150 is nothing.. So either fix the proficiency bonus and make it higher or decrease the requirements for settling somehow. Or decrease decay when learning abilities. I dont know..But it felt bad.