Real Money and Perma-Death

So, (and sorry if similar topic has been done I didn't find it if so)
I logged back onto this game after being gone 6 some months and having lost everything I had started was tempted to just shell out some money and get things rolling again but then I stopped myself for a few reasons.
1) What if I buy my money/items/whatever and log in and get killed 2 seconds later? That's real life cash I'm losing.
2) Even if I bought tons and tons of silver, that's not going to help me get back into the game any faster. With the amount of time it takes to do everything I can easily wander around and pick up junk to sell in the amount of time it takes to re-establish myself in the game.
3) What if I have to take time away from the game again and lose my stuff to decay, raiders, etc?
So... here was my thinking. A lot of games that have the money 'store' sell not items but 'buffs'. Like if I could go to the real money store and buy an item say that I can use on my coal pile to change its time from 3 days to like 10 min I'd be all over that. Times in this game boarder on browser based game speed, and a lot of those games sell speed boosts. So that was one thing I thought, "Hey even with perma death I'd pay to speed up stuff." The other thing was the idea of some kind of legacy items. A "mysterious package awaits you at the post office"... so when you buy a box of stuff at the money store and then your toon gets killed your next generation toon gets some heirloom from your main. Perhaps like simple tools or backpack or whatever. Something a) to encourage me to continue playing the game since I have just lost everything and b) if I bought stuff with irl money I don't want to lose it that easily. Especially with the current prices in the store.
So I guess in short my little list of things I'd love to hand over my real life money for is this:
1) Some kind of item speed boosts, turn 3 days of waiting into 10 minutes or something.
2) Some sort of legacy items so that if they were bought with real money they get passed on to my second generation toon if I get killed.
3) Inspirationals for the harder to level like perennial philosophy. Would seriously pay loads of money for that.
The problem with the current system is that while perma death makes a 'hard core' game, it is a bad business model for choose to pay.
I logged back onto this game after being gone 6 some months and having lost everything I had started was tempted to just shell out some money and get things rolling again but then I stopped myself for a few reasons.
1) What if I buy my money/items/whatever and log in and get killed 2 seconds later? That's real life cash I'm losing.
2) Even if I bought tons and tons of silver, that's not going to help me get back into the game any faster. With the amount of time it takes to do everything I can easily wander around and pick up junk to sell in the amount of time it takes to re-establish myself in the game.
3) What if I have to take time away from the game again and lose my stuff to decay, raiders, etc?
So... here was my thinking. A lot of games that have the money 'store' sell not items but 'buffs'. Like if I could go to the real money store and buy an item say that I can use on my coal pile to change its time from 3 days to like 10 min I'd be all over that. Times in this game boarder on browser based game speed, and a lot of those games sell speed boosts. So that was one thing I thought, "Hey even with perma death I'd pay to speed up stuff." The other thing was the idea of some kind of legacy items. A "mysterious package awaits you at the post office"... so when you buy a box of stuff at the money store and then your toon gets killed your next generation toon gets some heirloom from your main. Perhaps like simple tools or backpack or whatever. Something a) to encourage me to continue playing the game since I have just lost everything and b) if I bought stuff with irl money I don't want to lose it that easily. Especially with the current prices in the store.
So I guess in short my little list of things I'd love to hand over my real life money for is this:
1) Some kind of item speed boosts, turn 3 days of waiting into 10 minutes or something.
2) Some sort of legacy items so that if they were bought with real money they get passed on to my second generation toon if I get killed.
3) Inspirationals for the harder to level like perennial philosophy. Would seriously pay loads of money for that.
The problem with the current system is that while perma death makes a 'hard core' game, it is a bad business model for choose to pay.